While SMEs account for 97 per cent of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business …
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Buy Now Pay Later – the hidden danger potentially stopping you from owning your own home
The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with …
Open Banking – what does it mean for me?
There’s a big change coming. Consumer Data Right is about to hit the banking industry in the form of ‘Open Banking’.From 1 July, the Big Four banks – …
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Boost Your Credit Score in 5 Simple Steps
How is your Credit Score determined?Your personal details (age/location/time at employment) The type of credit providers you have used (bank/utility …
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The claims you may be overlooking
We all want to get back as much tax as we can. Here are some of the deductions you may not know about. With the new financial year now here, this is the perfect …
How is technology changing the way we manage our finances?
Like many businesses, banks are increasingly investing heavily in their digital services. While a decade ago, this was largely focused around ‘efficiency’ – …
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Comprehensive Credit Reporting – Changes You Need To Know
The term ‘bad credit rating’ strikes fear into the heart of any borrower. Poor credit history can lead to you paying higher rates for a loan, or may even mean …
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How to get the biggest ROI on an investment property
When purchasing an investment property, there are a number of factors that could increase or reduce your potential return on investment. In this case, it's not …
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Car finance solutions for your business
Need a new car, or a fleet of cars for your business? If so, we have some good news! Smartline Rockingham’s car finance solutions can help you get the car or …
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How to choose the right business loan
From time to time, a business needs a cash injection. With so many lenders offering a dizzying array of products, it can be difficult to know what to …