Are you planning to buy your first home? This is an exciting time! To help you, we’ve put together some things to think about. Save a deposit If you are …
When is the best time to refinance your home loan?
As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage, and potentially …
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Can your profession save you on your home loan?
When it comes to saving on your mortgage, some of you may not have to look further than your job. If yours is a profession that classifies you as a ‘low risk’ …
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How to avoid paying too much for a home
Knowing what a property is worth is central to avoiding paying too much for it. Set a benchmark Comparing nearby properties that have sold recently is …
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Who are the different parties involved in purchasing property?
Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. …
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Bridging loan or deposit bond?
When selling one property and purchasing another, the funds from the sale may not be available in time to use for the purchase deposit. There are typically two …
How to Speed Up Your Home Loan Approval
Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first …
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Is a family guarantee right for you as a first homebuyer?
Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a …
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Do I need a bridging loan?
What is a bridging loan? A bridging loan is a short-term loan which can be used as a stopgap measure when you need temporary finance. Available to fill the …
How an Offset Account Can Save You Thousands
If you’re looking to pay off your mortgage as cheaply and quickly as possible, then an offset account might be just the thing for you. Mortgages generally take …
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