If you need a mortgage broker for a home in Baldivis or other suburbs in the Rockingham area, we consider you to be a smart borrower. That is because you have figured out that it is usually to your advantage to go to a mortgage broker instead of trying to slog your way through different lenders on your own.
However, while it is smarter to have a mortgage broker help you find the right home loan for your situation, it is also better for you if you have a high degree of what is called “financial literacy.” Your home mortgage will probably be your largest purchase in your life. It is a decision that cannot be taken lightly.
While the mortgage brokers at Smartline Rockingham are some of the best in the Baldivis area, we still like it when you know exactly what we are doing for you.
The Australian Securities and Investment Commission (ASIC) agrees with us. They want you to know all about your finances so that you can better take care of them for your present and your future. The more you know about the financial system, the more likely you are to get the right deal because you will have arranged your personal finances in a way that is more beneficial to you.
The Best Online Resource for Learning About Finance
The first place to go is ASIC’s MoneySmart website: http://moneysmart.gov.au/. This website is a gold mine for information about borrowing and investing. MoneySmart can help you get your finances in order and make it easier for your mortgage broker to get great results. According to Peter White, who is the CEO of the Finance Brokers Association of Australia (FBAA), MoneySmart is a great start, but it is important to contact your mortgage broker early in the process to ensure the best possible outcome.
Shop Around to Find the Right Loan
It is important to shop around and find the loan that will provide the right combination of interest rates, fees, terms and conditions for your individual financial situation. The mortgage brokers at Smartline Rockingham can do that for you.
For further info, contact us today: (08) 9527 1800.