When buying a home, especially for the first time, it is important to protect your assets. Since your home and its contents will probably be your largest combined asset, it is the most important one that you can protect. In addition, it is crucial that you cover yourself and your family from illness, accidents, injury and death. Smartline Rockingham provides full service and can help you obtain the cover you need to protect your home, contents and family.
- Building and Contents Insurance
- Life Insurance to fully protect your home loan
Building and Contents Insurance
All home loan providers require building insurance before they will settle your home loan. You should arrange for insurance as soon as you know you are approved for the loan and your offer has been accepted.
Usually, the less expensive option is to combine building and contents into one policy. You are allowed to choose between two types of coverage: replacement/reinstatement and depreciated value, known as indemnity. Your Smartline Rockingham adviser will be happy to arrange insurance for you.
Currently, Smartline uses Allianz Australia Insurance Limited AFS License Number 234708.
Arrange Your Insurance Cover with a Smartline Rockingham Mortgage Broker
Life Insurance to Fully Protect Your Home Loan
It is extremely important to protect yourself and your family with life insurance because your ability to make repayments is directly linked to your health and ability to work. Generally, we recommend that you purchase enough insurance that your home loan would be paid and your family would be taken care of if you were to die or have a terminal illness.
While we hear about homes being lost to fires every day, the sad fact is that many more are lost due to injury, disability or death. Most people have no problem remembering to insure major assets such as their home or car, but they forget to purchase insurance for their biggest asset: themselves.
Smartline Rockingham has a wide range of affordable solutions for home loan clients.
Smartline is currently partnered with Allianz Australia to obtain life insurance policies for our clients who have obtained home loans. For more information or a quote, please click here.
- Learn more about why you should use a mortgage broker
- Learn about how we can help you find the right home loan
- Try a mortgage calculator
- Learn from our clients why so many borrowers choose Smartline Rockingham
- Talk to a Smartline Rockingham Mortgage Adviser and save time and money