I’ve been a mortgage broker in Rockingham since The Mortgage Gallery Rockingham opened in 1999. I have a lot of experience in helping people buy homes. While everyone doesn’t always fit into this pattern, there are usually two different approaches to buying a home. One is to buy a home for a while and move up. The other is to find your “forever home” that you plan on spending most of your life in.
If you’re not careful, it can cost a lot of money to sell one home and buy another. While it is still a great strategy for those who are just starting out and know they will need a larger home eventually, it is always good for anyone who can afford a home to try and find one they can see themselves spending the next 20 to 30 years in.
How Large a Home will You Need?
How large a family do you think you will have? Can you buy a home large enough for it right now and “grow into” your home? A lot of people will buy a small home that they can eventually add on to and turn into their dream home when they are ready to expand.
Do you have any “wiggle room” for “surprises” such as needing a granny flat for grandma? Make sure to have extra space to build up, out or even a separate granny flat. Also, make sure you have a friendly local council.
What Suburb or Neighbourhood?
The suburb or neighbourhood is important. You want a suburb with stable growth, long term capital growth and a great lifestyle. That’s why we love the Rockingham area. Baldivis, for example, has been a “hot suburb” for a few years because of its access to the Perth CBD combined with a great, family-friendly lifestyle.
Need a Mortgage Broker? Call Smartline Rockingham
If you are ready to buy a home, call us at Smartline Rockingham. We can get you started towards a pre-approved loan and let you know where you stand with lenders. Call (08) 9527 1800 today.