Smartline Rockingham’s professional mortgage brokering services include:
- Your personal Smartline Rockingham Mortgage Broker
- The home loan appointment
- Your home loan application
Your Smartline Rockingham Personal Mortgage Broker
Expert advice for your home loan
Your Smartline Rockingham personal mortgage broker will take the time to meet with you and gain a full understanding of your financial situation. We work with you to find the right credit product for you from the right lender. This can save you thousands of dollars over the full term of a loan.
Support for your home loan from beginning to end
Your Smartline Rockingham personal mortgage adviser will guide you step by step through the process of applying for your home loan. We help you find the right lender with the right loan and then we do all of the running around for you. From application to settlement, Smartline Rockingham has you covered.
With many companies, that’s where it ends, but not at Smartline Rockingham. We maintain ongoing contact with you as part of our client care program. We provide you constant updates on any changes in the marketplace that may be pertinent to your situation. If your situation changes, we are always there with the advice that you need.
Once a year, we conduct our annual review of your home loan to make sure that it is still the right product for your situation.
Your Home Loan Appointment
Smartline Rockingham Provides Access to 29 Different Lenders
Using our proprietary Smartline software, we can compare your financial information to the criteria and products of 29 different lenders. The process is quick and easy.
How Much Can You Borrow?
With some basic information from you, your Smartline Rockingham Mortgage Adviser can find which lenders will lend you the amount of money you want to borrow.
How We Find the Right Home Loan for Your Situation
First, we take the time to learn everything we need to know about your financial situation. Then, we work out the best structure for your financing. From there, its a simple matter of searching our lenders’ databases to find the right credit product for your needs.
We will review the details of the loans we recommend to you and help you decide which loan is the most suitable for you. We will explain, in plain and clear language, the terms, conditions and repayments of your home loan. Just to make sure you remember it and have it close at hand, we will document all of the details in a Statement of Mortgage Advice.
Your Home Loan Application
We Help with the Paperwork
Your Smartline Rockingham Personal Mortgage Adviser will do as much of the paperwork associated with your home loan as possible. Then, the paperwork is collated into a professional package and forwarded to the lender. This is often done electronically.
We Help with Approval
We know exactly what lenders need to make your approval process smooth and easy. The professional structure of your paperwork is a large part of making the approval process friendly.
We Manage Your Application
We keep the process hassle-free for you by managing the process from application to settlement. Your Smartline Rockingham Mortgage Adviser will answer any questions you have along the way. If you need someone to chase up the lender, we can handle that for you. We will also maintain contact with your conveyancer, valuers and anyone else who can help your home loan process go smoothly.
Talk to a Smartline Rockingham Personal Mortgage Adviser to learn more.
- Learn more about why you should use a mortgage broker
- Learn about how we can help you find the right home loan
- Try a mortgage calculator
- Learn from our clients why so many borrowers choose Smartline Rockingham
- Talk to a Smartline Rockingham Mortgage Adviser and save time and money