To fully maximise potential profits in a lucrative but competitive property market, it is essential that you choose the right home loan for your investment property. Whether you are a neophyte investor looking for your first investment property or a seasoned investor who is looking to expand your portfolio, it is important that you find a mortgage broker who can help keep you organised and help provide the financial products that are the right for your situation, current and future.
Smartline Rockingham can provide valuable support to this end. We are experts at finding the right loan for you from our 28 banks and lenders. We are also experts at handling the details that keep you organised, such as the management of tax on your investment loan and structuring your investments through to cash flow.
How to Find the Property Investment Loan that Fits Your Portfolio
To maximise property investment income, it is important to have someone in your corner who can help you navigate through the maze of conflicting information and confusing choices of credit products.
For example, you have the choice of interest only loans with fixed rates, standard equity loans or “split loans” which incorporate both variable and fixed rates. This can make it difficult for many investors to figure out what is right for them.
This is why a Smartline Rockingham mortgage broker is a valuable asset to your investment portfolio; he can cut to the chase and find which credit products will work right for you and your current financial situation. This can save you hours of research and reading time, not to mention the hassle and stress of trying to make the right choice on your own when your future is at stake.
A Smartline Rockingham mortgage broker will work from your present situation but keep an eye to the future for you as well. For example, you may just want a fixed payment where you know exactly what to expect every month or you may want a loan that allows you to renovate or repair the property to make it more attractive to renters and command higher rents.
When your Smartline Rockingham mortgage broker helps you first identify your priorities regarding investment properties and identifies the home loan suited to your individual needs, it can help you invest with the confidence of knowing you have made the right decision.
Other Ways Smartline Rockingham Helps Your Property Investment Portfolio
There is a lot more to property investing than finding the right investment property loan; your decisions have to be shrewdly-calculated, especially in the beginning.
We understand and never underestimate the importance that each customer completely understands the tax implications that their property investments carry. We have years of experience in helping investors structure their investments properly and can help you take charge of the present to provide for your future.
We also understand that cash flow is extremely important to investors and we know all of the pitfalls to avoid when assessing the potential cash flow of a property. For example, if you plan to renovate, repair or rebuild an investment property, you may find an equity loan to be preferable to an interest only loan.
Why Smartline Rockingham is the Smart Choice for Investment Loans
At Smartline Rockingham, our entire company is committed to giving you the friendliest and most comprehensive personalised service to provide the support you need to ensure that your home loan is the right vehicle for your investment journey.
Our mortgage brokers take the time to meet you personally and make sure that we gain a full understanding of your financial situation. However, it doesn’t stop there. Your Smartline Rockingham mortgage broker will maintain contact with you on a regular basis to monitor and review your home loan, provide market updates and ensure that your home loan is still the credit product that serves you right.
Check out our blog for more tips on property investing or contact a Smartline Rockingham mortgage broker today.
- How to save thousands of dollars on your LMI.
- More information on how to find the right loan.
- Try one of our loan calculators.
- See feedback from satisfied Smartline Rockingham customers .
- Find out how a Smartline Rockingham mortgage broker can save you time and money.