Mortgage brokers serving Kwinana and other suburbs in the Rockingham area have seen a lot of growth in our area over the last five years. Whether you are an investor or an owner-occupier, any of these tips can help you get the most out of what is more than likely your largest financial asset: your property.
Give Your Home Loan a Checkup
We are happy to provide home loan checkups at Smartline Rockingham. Basically, we look at your loan and find every possible way to make it work better for you financially. Then we make recommendations.
Refinance Whenever Feasible
With a record low RBA cash interest rate, rates are still low even in the face of a tightening up of the home loan industry. If you haven’t refinanced your loan for a few years, this could be a great time to do so.
“Lock In” an Advantageous Fixed Rate
You may be able to lock in low fixed rate in the current climate. This can save a lot of money.
Purchase Your First Investment Property
It is never too early to purchase your first investment property. Figure out how much you can save and how much you can afford to borrow. Then, call us and see if you can get pre-approved for an investment loan.
Start Saving Now
Commit to putting away a percentage of your pay for a deposit on an investment property. The quicker you get started, the more money you make.
Renovating your home is a great way to produce capital growth. Just make sure the renovations will increase the value of your home by more than you will be spending to make them.
Call Our Mortgage Brokers at Smartline Rockingham
The mortgage brokers at Smartline Rockingham have helped numerous clients in Kwinana obtain home loans and refinance their loans. With access to 28 lenders, we will find you the right terms for your situation.
Call us today: (08) 9527 1800.