Your credit rating may not seem like a huge priority right now; however, it’s important not to let it slide by neglecting your financial commitments. Taking a …
Why your mortgage broker is calling you?
Wondering why your mortgage broker is contacting you six months after you’ve settled on your property? The simple answer is that a mortgage broker is with you …
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Save your legs and call a loan expert
How do you match a loan and lender to your needs? Rather than running around finding out the details of each and every lender and loan, draw on the expertise of …
Should you refinance for a better deal?
Refinancing a loan can take advantage of lower interest rates to bring down the overall cost of servicing a loan. But it’s not always the right, or the only, …
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Six ways to fund a renovation
Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the …
Three things you need to ask your partner before you apply for a home loan together
Before you apply for a home loan with your partner, there are a few discussions that you need to have that go a little beyond what you may know …
Positive outcomes from COVID-19
When COVID-19 is a distant memory, will we simply return to ‘business as usual’? More to the point, is that what we want? We have seen some momentous …
Pros and cons of a line of credit
A line of credit can be a very appealing idea, with immediate access to the limit of a mortgage and no extra approvals necessary. Used wisely, it can make …
Loans for vacant land
Whether you are buying land for an immediate build, as an investment or for a ‘one day I will build and live here’ dream, a vacant-land purchase can be financed …
Explainer: Capital gains tax
If you buy and sell an investment property, you may be required to pay capital gains tax (CGT) on that sale. It’s important to understand this tax when buying …