Record low-interest rates combined with a widespread housing downturn have led to a relatively rare opportunity for Aussie renters. There is currently a …
A Preparation Checklist For a Business Loan
Applying for a business loan is a completely different process to that of a home loan application. To ensure you don’t lose your way, we’ve set out a clear …
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Why Your Business Loan Was Rejected
Due to the risks involved, strict guidelines are imposed on business finance, so securing approval can be difficult. Here are a few mistakes to avoid to …
What are Investment Lending Caps?
In an attempt to curb the high competition of the Australian housing market that locked out many would-be first home buyers, the Australian Prudential …
Choosing the Right Window Coverings
There’s plenty to consider when choosing window coverings, including aesthetics, the balance between privacy and embracing the view, and optimising climate …
Rental Yields – What You Need to Know
Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment …
Renovating or Decorating? There’s an App For That
Home improvement projects can be fraught with difficulties – from the ever-present threat of budget blowouts, through to choosing the right finishes and …
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Additional Repayments & Financial Plan
Depending on your circumstances, making additional repayments on your home loan could form an important part of your financial plan. With interest rates at …
Investing Interstate
When people think of buying an investment property, many only think locally. Investing in a property interstate could possibly be a smarter idea, potentially …
How To Avoid Paying LMI
Lender’s mortgage insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some …